Institutional DeFi Risk Platform
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This platform contains proprietary risk intelligence, institutional data, and confidential supervisory tools. Access is restricted to credentialed participants under active engagement or beta observer arrangements.
RIF v2.0
39+ KRIs
6 Pillars
Live Onchain Data
Quick Reference Glossary
50+ terms · RIF v2.0 · All tabs covered
Platform Preview · Beta

RFS Risk
Intelligence Platform

Real-time protocol scoring, KRI alert feeds, and stablecoin monitoring — built on the RFS Regulatory Intelligence Framework. Hourly on-chain data across 11 sources.

9
Protocols Scored
13
Live Data Feeds
28s
Data Latency
🔍 /
📊 Market Overview Live prices and market conditions across the top 25 digital assets — your starting-point before reviewing any risk scores. 📚 Glossary
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Dedicated Liquid AUM
$12.5B
pure liquid crypto hedge funds
Broader Crypto Fund AUM
~$100B
incl. VC, hybrid, and index
Avg Return 2025
+36%
crypto hedge fund universe avg
Institutional Allocation
37%
traditional investors allocating or planning to
RIF Tier
75+ Tier-1 Institutional
50-74 Tier-2 Moderate
<50 Tier-3 Restricted
RIF adapted for fund structures · SC = portfolio protocol risk
SOURCES: CRYPTOFUNDRESEARCH.COM (800+ FUND DATABASE) · CRYPTO INSIGHTS GROUP 2025 EDITION · HEDGEWEEK · COINDESK · THE BLOCK · FORTUNE · SEC EDGAR · PUBLIC DISCLOSURES. RIF SCORES ARE RFS CONSULTING PROPRIETARY ANALYSIS BASED ON PUBLICLY AVAILABLE DATA. NOT INVESTMENT ADVICE. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.
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Total RWA TVL
$29.4B
All on-chain RWA Apr 2026
tokenized gold + T-bills + credit
Tokenized Gold
$4.2B
PAXG + XAUT combined
each token = 1 troy oz gold
Tokenized T-Bills
$13.0B
BUIDL + USYC + BENJI + more
US Treasury bonds on-chain
Assets Monitored
14
Across 3 RWA categories
RIF TIER ■ TIER-1 Institutional (RIF ≥75) ■ TIER-2 Tactical (RIF 50–74) ■ TIER-3 Restricted (RIF 25–49) ■ EXCLUDED
RIF SCORES: SC=SMART CONTRACT(25%) + LIQ=MARKET & LIQUIDITY(20%) + ORC=ORACLE(15%) + GOV=GOVERNANCE(15%) + CCP=COMPLIANCE & COUNTERPARTY(25%) · DATA: PAXOS API · COINGECKO · RWA.XYZ · CHAINLINK FEEDS
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Portfolio Avg YRS
Yield Risk Score (0–100)
Avg Stablecoin APY
Lending + Savings pools
Avg LST APY
ETH / SOL / BNB / AVAX
Util Critical Alerts
>95% utilization
YRS TIER
75–100 CONSERVATIVE
50–74 MODERATE
25–49 SPECULATIVE
<25 HIGH RISK
YRS = YIELD RISK SCORE (0–100)  ·  75+ CONSERVATIVE  ·  50–74 MODERATE  ·  <50 SPECULATIVE  ·  SUSTAIN: BASE=ORGANIC · WARNING=REWARD>30% · UTIL KINK 80/90%
SOURCES: DEFILLAMA YIELDS.LLAMA.FI · AAVE POOLDATAPROVIDER · COMPOUND COMET GETSUPPLYRATE() · LIDO ETH-API.LIDO.FI · MORPHO GRAPHQL API.MORPHO.ORG · SKY SUSDS.SSR() ON-CHAIN · JITO KOBE API · ONDO OUSG ORACLE · YRS = RFS YIELD RISK SCORE
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Portfolio EFS
Total Net Flow (Today)
Source: Farside Investors
7-Day Net Flow
Cumulative BTC ETF Inflows
Since Jan 2024 launch
DATA SOURCE: FARSIDE INVESTORS (farside.co.uk) · DAILY T-1 FINALIZED ~08:00 UTC · EFS = ETF FLOW SCORE (RFS PROPRIETARY) · NFS=Net Flow Strength · FM=Flow Momentum · ICP=Issuer Concentration · FC=Flow Consistency
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64.8
Portfolio Avg GCI
3
Concentrated Protocols
3
Top-10 Power >50%
7
Timelocks Healthy
VPR=Voter Participation(25%) · TVP=Top-10 Wallet Power(25%) · DC=Delegate Concentration(20%) · MCR=Multisig Control(15%) · TLI=Timelock Integrity(15%)
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78.4
Portfolio Avg OIS
1
Critical Feeds
4
Elevated Feeds
UP
L2 Sequencer
HD=Heartbeat Delay(30%) · DBF=Deviation Breach Freq(20%) · NCI=Node Concentration(20%) · FRS=Feed Redundancy(15%) · FAS=Fallback(15%)
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$2.59T
Total Market Cap
all crypto combined
57.4%
BTC Dominance
$118.4B
DeFi Market Cap
42
Fear & Greed
RIF Score
75–100 Conservative
50–74 Moderate
<50 Elevated Risk
Higher = safer for institutional capital
15
Top 25 Assets
9
RIF Protocols
4
Stablecoins Monitored
Gainers 24h
Losers 24h
Avg OIS Score
High Gov Risk
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9
Protocols Monitored
63.8
Portfolio Avg RIF Score
2
Elevated Risk Protocols
RIF below 50 — require committee approval
28s
Data Latency
time since last on-chain read
ProtocolRIF ScoreRisk Tier SC / CMPLIQ / MEVORCGOVCCPICP
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RFS-5 Critical
RFS-4 Elevated
Classifications
total risk event types monitored
Active Breaches
BREACH CLASSIFICATION
RFS-5 CRITICAL
RFS-4 ELEVATED
RFS-3 WARNING
RFS-2 WATCH
RFS-1 INFO
Stablecoin Yield Risk Index
Institutional risk scoring across Reserve Protocol RTokens, DeFi lending pools, and T-bill-backed instruments. SYRI = Reserve Safety(30%) + Yield Quality(25%) + Oracle Integrity(20%) + Collateral Diversity(15%) + Liquidity(10%)
Reserve Protocol API
DeFiLlama Yields
68.4
Portfolio Avg SYRI
higher = safer
5.84%
Avg Yield Across Pools
$8.94B
Total TVL Monitored
1
Speculative Pools
SYRI below 60
Reserve-Backed (T-bill) Lending Interest Hybrid Funding Rate / Speculative SYRI: 75+ CONSERVATIVE · 55-74 MODERATE · <55 SPECULATIVE
DATA: RESERVE PROTOCOL SUBGRAPH (api.reserve.org) · DEFILLAMA YIELDS API (yields.llama.fi/pools) · CHAINLINK PROOF-OF-RESERVE · ONDO ORACLE · SKY DSR ON-CHAIN · MORPHO GRAPHQL API · SYRI = RFS PROPRIETARY STABLECOIN YIELD RISK SCORE · NOT INVESTMENT ADVICE
DABA Licensee Risk Assessment
Submit any new or prospective DABA licensee for a full RIF-based risk score, DABA compliance gap analysis, recommended licence class, and AI supervisory memo. Covers token issuers, exchanges, stablecoin issuers, custodians, hedge funds, and DeFi protocols.
BMA SUPERVISORY TOOL
Load monitored entity from platform:
— or fill in manually below —
Entity Information
DABA Compliance Indicators
Risk Flags (check all that apply)
Additional Context for AI Analysis
Awaiting Licensee Submission
Complete the intake form and click Run Assessment to generate a full DABA supervisory risk report.
Derivatives Risk Intelligence
Perpetual swap funding rates, open interest, basis, and liquidation cascade risk across 14 assets · Hyperliquid + Kraken Futures · 30-second refresh
PSRI RISK INDEX
○ HL Pending
Avg Funding Rate
/8h across monitored assets
Total Open Interest
perp markets monitored
0
Extreme Risk Assets
PSRI > 70 (extreme tier)
0
Crowded Long
funding > +0.15%/8h
Awaiting derivatives data — loading Hyperliquid & Kraken Futures...
ASSET RISK MATRIX — PERPETUAL SWAP RISK INDEX (PSRI)
Fetching live derivatives data from Hyperliquid and Kraken Futures...
PSRI Methodology
The Perpetual Swap Risk Index (PSRI) is a 0–100 composite risk score where higher scores indicate greater systemic risk from derivatives markets. Unlike RIF (where higher = safer), PSRI is an inverse risk measure: EXTREME (≥70), ELEVATED (50–69), MODERATE (30–49), LOW (<30). Composed of: Funding Rate Extremity (30%) — measures crowded long/short positioning; OI/Market Cap Ratio (30%) — measures leverage saturation relative to spot size; Basis/Contango (20%) — measures futures premium over spot (annualised); Liquidation Cascade Potential (20%) — OI concentration risk proxy. Data sources: Hyperliquid public API (primary, 14 assets), Kraken Futures public API (secondary, BTC/ETH/SOL), refreshed every 30 seconds.
GENIUS Act Compliance Tracker
Federal stablecoin licensing framework · Enforcement: January 2027 · Tracks Tier-1, Tier-2, Tier-3, and disqualified issuers across all monitored stablecoins.
255 days to enforcement
Enforcement: Jan 1, 2027
GENIUS ACT — KEY PROVISIONS FOR INSTITUTIONS
Reserve Requirements
100% backing with qualified assets (US T-bills, cash, repo). No fractional or algorithmic models permitted.
Attestation Standards
Monthly third-party verification of reserves by qualified auditors. Quarterly is insufficient for Tier-1/2.
Redemption Rights
Same-day redemption at par for qualified holders. Large minimums or T+2 settlement disqualifies Tier-1.
Institutional Implication
After Jan 2027, institutions holding non-compliant stablecoins may face examination risk. Document your tier analysis now.
DATA: RFS ANALYSIS BASED ON PUBLICLY AVAILABLE ISSUER DISCLOSURES · NOT LEGAL ADVICE · CONSULT LEGAL COUNSEL FOR GENIUS ACT COMPLIANCE DETERMINATIONS · UPDATED APRIL 2026
Kraken Tier-2 — Futures Funding & Basis (Institutional Stress Signals)
Initialising Kraken futures feed…
Source: Kraken Futures REST /tickers · Tier-2 market microstructure feed · Refreshes every 5 minutes · Not used for DeFi protocol risk scoring
-$4.2M
Portfolio Net Flow 7d
$38.4M
Total Buy Flow
$42.6M
Total Sell Flow
2
Distribution Signals
Token Buy / Sell Flow — 7 Day · $10K+ Institutional Only
TOKEN BUY / SELL SPLIT RATIO NET FLOW SIGNAL
DEX Venue Concentration — Portfolio Flow
Distribution / Absorption Signals
ETF Intelligence — TradFi Flow Overlay
Portfolio EFS
ETF Net Flow Today
7-Day Net Flow
BTC / ETH / SOL REGIME
FULL ETF INTELLIGENCE →
0.62
MNR Current Reading
NORMAL
Cycle Tier
+0.04
7-Day Delta
$84,500
BTC Price
⚠ BTC/Altcoin Divergence Active: MNR falling while BTC rising — institutional risk-off rotation signal. Altcoins losing ground vs BTC. DeFi governance tokens likely underperforming.
Altcoin Cycle Gauge
SUP RES
0.62
NORMAL
Support ≤ 0.10
Normal 0.10–0.90
Resistance ≥ 0.90
+0.04
MNR 7d Δ
-0.08
MNR 30d Δ
+3.2%
BTC 7d Δ
12
Narratives
Narrative Relative Strength Signal Key Tokens
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HIGH
Settlement Confidence
$16.2B
24h Redemption Capacity
LOW
Peg Risk
1
Disqualified Assets
Protocol RIF Score History
90-day point-in-time RIF snapshots — weekly cadence. Track score evolution to identify protocols improving or deteriorating over time.
Compare snapshot: vs
Score Trend — All Protocols
Point-in-Time Comparison
Stablecoin Peg History
Portfolio Risk Aggregation
Enter your DeFi holdings to compute a weighted aggregate RIF score, concentration analysis, and correlation risk across your portfolio.
ALLOCATOR TOOL
🔑 Resolve Wallet Address LIVE
Enter any Ethereum wallet address (0x...) or ENS name (e.g. vitalik.eth). The platform reads public blockchain data via DefiLlama — no key, no permission, no custodian required. Your assets are never touched.
Quick test:
Enter a wallet address or ENS name above, then click Resolve Wallet.
or enter holdings manually below
Manual Holdings Input
Total Portfolio Value
$ USD
Portfolio Analysis
Add your holdings on the left and click Analyse Portfolio to see your weighted aggregate RIF score and concentration risk.
Protocol RIF Screener
Submit any DeFi protocol for institutional-grade RIF scoring against your fiduciary thresholds
CIO Tool
Investment Mandate Preset
Protocol Information
Smart Contract (25%)
Market & Liquidity (20%)
Oracle Integrity (15%)
Governance (15%)
Compliance & Counterparty (25%)
Custom Thresholds
RIF Analysis
Complete the form on the left and click Run RIF Analysis to score this protocol against your institutional thresholds.
Scoring methodology: SC×0.25 + LIQ×0.20 + ORC×0.15 + GOV×0.15 + CCP×0.25
Live data · Chainlink · DefiLlama · Dune Analytics · Farside · Paxos · Lido · Morpho · Snapshot · Tally · Updated hourly
Request API Access ↗
Beta Access · Restricted
Institutional Dashboard · Beta Programme
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Analysis
Select an item from search to see its analysis
Export Report
Choose what to export. All exports include RFS branding, timestamp, and platform URL for audit documentation.
📄
Current Tab — Print to PDF
Exports the active tab as a PDF using your browser print dialog. Select "Save as PDF" as destination. Includes timestamp and RFS header.
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Full Platform Report — CSV Bundle
Downloads a ZIP-equivalent CSV bundle: Protocol scores, KRI alerts, stablecoin status, GENIUS Act compliance, and score history — all timestamped.
KRI Alert Report — CSV
All KRI alerts with severity, entity, threshold, observed value, status, and recommended action. Suitable for BMA supervisory documentation.
DABA / GENIUS Act Compliance Report — CSV
All monitored stablecoins with DABA/GENIUS Act compliance status, reserve coverage, attestation frequency, and compliance criteria status. Audit-ready.
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